Instead of endlessly searching through your glove compartment, consider opting for a more efficient solution: a digital insurence.
proof of insurance card:
The auto insurance proof — that small, often perforated ID card you receive in the mail along with your insurance card declaration — is typically intended for storage in your car’s glove compartment. However, it’s all too easy to forget it. If that happens, and you’re pulled over for even a minor infraction, you could face fines totaling hundreds of dollars. In 49 states, a digital insurance card is accepted as a valid replacement for the paper version, with the exception of New Mexico. It’s also a smart move to verify the specific requirements for proof of insurance with your local Department of Motor Vehicles (DMV). If you’re a State Farm® policyholder, obtaining your auto ID card via email is simple by sharing your phone number and date of birth.
Who needs to see my insurance ID card?
You’ll sometimesThere are times when you’ll be required to present your insurance ID card — whether in digital or physical format.
- DMV: You’ll need to show it when renewing your license plate.
- Police: Regardless of the reason, if you’re stopped, you’ll need to present your license, registration, and that essential ID card. Without it, you’re likely to face significant fines.
- Claimants: After an accident, both the other party involved and the officer will want to verify your insurance coverage.
- Dealership: When buying a new or pre-owned vehicle, you’ll be asked for proof of insurance before you can drive it off the lot. It’s simple to obtain insurance proof and update your policy to include your new vehicle.
Are there substitutes for the ID card?
Unfortunately, nothing can replace that crucial ID card — not your insurance declaration page, nor even the most recent proof of payment. In most of the country, it’s legally required to carry proof of insurance in the vehicle you’re operating, and to present it to authorities upon request.
How can I get my insurance ID card?
The State Farm Mobile App, designed specifically for those who tend to misplace their insurance ID cards or let them pile up with the rest of their mail, offers quick access to your digital insurance card along with various other useful features. You can also add your digital insurance card directly to your Apple Wallet.
Aside from the State Farm app, there are two other ways to obtain your auto insurance ID card:
- Access or download it through the My Accounts portal.
- Request a copy to be emailed to you by simply providing your phone number and date of birth.